Paidigy.com
  • Home
  • A Short History of Payments
  • Interchange Fees Overview
  • Credit Card Economics
  • Payment Trivia
  • Basic Transaction Flow
  • Authorization and Settlement Process
  • Payments Value Chain
  • Payment Facilitators
  • Risk Management
  • Payment Acceptance
  • Account Retention
  • Consulting and Education
  • Product Management
  • Process Improvement
  • Quality Consultants
  • World Class Payment Vendors
  • Contact Us
  • Home
  • A Short History of Payments
  • Interchange Fees Overview
  • Credit Card Economics
  • Payment Trivia
  • Basic Transaction Flow
  • Authorization and Settlement Process
  • Payments Value Chain
  • Payment Facilitators
  • Risk Management
  • Payment Acceptance
  • Account Retention
  • Consulting and Education
  • Product Management
  • Process Improvement
  • Quality Consultants
  • World Class Payment Vendors
  • Contact Us
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YOUR CART

Paidigy - For All Things Payment

We design, build, and optimize world-class payment products, processes, and programs.

We can help you with all your payment and e-commerce needs

Industry Overview
  • A Short History of Payments (Goto)
  • Overview of Interchange Reimbursement Fees (Goto)
  • Overview of Credit Card Economics (Goto)
  • Payments Trivia (Goto)
  • Payment Flows Diagram  (Goto)

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Paidigy Consulting Services
  • Issuance of Credit, Debit and Prepaid cards (Goto)
  • Merchant Payment Acceptance Strategies and Implementation (Goto)
  • Payment Facilitators (Goto)​
  • e-Catalogues, Shopping Carts, Checkout
  • Interchange Qualification
  • Fraud and Credit Risk Management (Goto)
  • Chargeback and Dispute Management
    -  C/B Rate reduction (Goto)
  • Visa's Chargebacks Monitoring Program
    - Workout Programs for High-Risk Merchant (Goto)
  • Compliance (Goto)
    1. Network/Card Brand Operating Rules
    2. Government Regulations
      - Reg. E, Reg. Z, Reg. CC
      - KYC, AML, BSA, OFAC, Money transmitter licenses
  • ​Product Management: Business Case, Features/Functionalities, Pricing, Design, and Buildout (Goto)
  • Core payment platforms (Goto)
  • Processor management
  • Vendor Section and Integration
    ​- Mobile, On-line, and other
  • Account retention (lower attrition) for Merchants and Cardholders (Goto)
  • Invoicing, Billing, Reporting, Statementing
  • Network Settlement and Reconciliation
  • Process Improvement, Operational Excellence, and Cost Management (Goto)

Products: e-Commerce, digital payments, mobile payments, recurring payments, pre-scheduled payments, remote payments, P2P, B2C, B2B, cards (consumer credit and debit, business and commercial), PIN, ACH, instant funding, and EMV.

Industry Sectors:
e-Commerce, digital goods and services, ed-tech, non-profit, social networks, fundraising, Fin-tech, and physical locations.

Payment Players:
Merchants, Acquirers, Processors, Gateways, ISOs, third-party service providers, POS equipment vendors, Issuers, Card Brands, Settlement systems - US and international, Start-ups, and Venture Capitalists.
 

Contact Information
Robert Holden
[email protected]
​650 515 5015